{"id":14382,"date":"2023-06-20T05:55:09","date_gmt":"2023-06-20T10:55:09","guid":{"rendered":"https:\/\/reformingretail.com\/?p=14382"},"modified":"2023-06-20T05:55:11","modified_gmt":"2023-06-20T10:55:11","slug":"to-catch-a-predator-worldpay","status":"publish","type":"post","link":"https:\/\/reformingretail.com\/index.php\/2023\/06\/20\/to-catch-a-predator-worldpay\/","title":{"rendered":"To Catch A Predator: Worldpay"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Times must be tough when you&#8217;re getting kicked out of FIS for shitting the bed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Are they so tough you need to charge a merchant $3,000 to check the balance of their gift cards?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apparently the answer is yes if you&#8217;re Worldpay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This merchant only had a few dozen giftcards outstanding.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We&#8217;d bet, given the merchant&#8217;s MCC, the total balance of gift cards was in the $200 range.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So what do you do if you&#8217;re a peak payments professional?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You charge the merchant 10x to get a report of their own data.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#Winning.<\/p>\n\n\n<iframe loading=\"lazy\" class=\"scribd_iframe_embed\" src=\"https:\/\/www.scribd.com\/embeds\/639216861\/content?start_page=1&view_mode&access_key=key-OBQ8i90MseXNOY30Iedi\"  data-auto-height=\"true\" scrolling=\"no\" id=\"scribd_639216861\" width=\"100%\" height=\"500\" frameborder=\"0\"><\/iframe>\n\t\t<div style=\"font-size:10px;text-align:center;width:100%\"><a href=\"https:\/\/www.scribd.com\/doc\/639216861\" rel=\"noopener noreferrer\" target=\"_blank\">View this document on Scribd<\/a><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We guess this is what things come to when you&#8217;re bleeding enterprise market share to modern payment players like Adyen and Stripe, and SMB to integrated payment software ISVs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Frankly, we have no idea how Worldpay doesn&#8217;t collapse over the next decade.<\/p>\n<script async=\"\" src=\"https:\/\/widget.websitevoice.com\/UMwLESBjj1uq-UOHwOeBBw\"><\/script>\n<script>\n  window.wvData=window.wvData||{};function wvtag(a,b){wvData[a]=b;}\n  wvtag('id', 'UMwLESBjj1uq-UOHwOeBBw');\n  wvtag('widget-style', {\n    backgroundColor: '#F5953E',\n    contrast: 'wv-contrast-dark'\n  });\n","protected":false},"excerpt":{"rendered":"<p>Times must be tough when you&#8217;re getting kicked out of FIS for shitting the bed. Are they so tough you need to charge a merchant $3,000 to check the balance of their gift cards? Apparently the answer is yes if you&#8217;re Worldpay. This merchant only had a few dozen giftcards outstanding. We&#8217;d bet, given the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12931,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[5,4],"tags":[],"class_list":["post-14382","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-solutions","category-merchants","post_format-post-format-image"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p81nA2-3JY","jetpack_featured_media_url":"https:\/\/i0.wp.com\/reformingretail.com\/wp-content\/uploads\/2022\/05\/a1.jpeg?fit=1280%2C720&ssl=1","_links":{"self":[{"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/posts\/14382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/comments?post=14382"}],"version-history":[{"count":2,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/posts\/14382\/revisions"}],"predecessor-version":[{"id":14614,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/posts\/14382\/revisions\/14614"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/media\/12931"}],"wp:attachment":[{"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/media?parent=14382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/categories?post=14382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reformingretail.com\/index.php\/wp-json\/wp\/v2\/tags?post=14382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}