Some of the first generation of software companies to embed payments have gone public. Examining their numbers shows what people in payments already know: Once you’re the system of record for the...
Part 1 is here. We can’t think of any business in the world that wouldn’t want instant, digital payments from consumers that didn’t cost an arm and a leg. As proof, look at the adoption curves of UPI and PIX...
There are a ton of merchants that violate the arbitrary credit card “rules” promulgated by the card duopolies. And, ironically, there is no less arbitrary enforcement of these arbitrary rules by...
While the rest of the world modernizes and enables free, realtime money movement, the US is held back by $187B in annual money-movement taxes, also known as Interchange. Interchange is the punitive fee...
Tell us if you’ve heard this before. A merchant goes to review their processing statements. They, of course, can’t read any of it, so they hire someone who can. A learned payments professional takes a glance...