Toast has built a great company but the markets aren’t rewarding their performance. Which makes us wonder how much this explains Toast’s latest rate increase. Look, payments are perfectly indexed...
We’re going to set the stage with a little history. For hundreds of years, humans had been conducting commerce with a physical transfer of stores of value. It may have been a simple barter – take my...
At the point in the technology adoption lifecycle you’ve undoubtedly found yourself in a situation to pay by bank. Likely online, but still. And, if you’re a US resident, you’ve likely seen...
Nothing screams your business is dying louder than massive fee increases at every opportunity. Particularly when you’re perfectly hedged to inflation. Granted, Stripe, modern processor who’s still...
Broadly speaking, whenever you use a software platform the platform is a host to your data, but not its owner. Let’s say you’ve purchased a CRM tool, as an example. The records you upload into the...